Hillcrest Insurance knows that life insurance is the basic tool for providing family financial protection for the unexpected. We offer life insurance policies in Rockyford. When you plan for the future, you and your family will count on a continued income to maintain a normal lifestyle. Life insurance can help preserve and protect that lifestyle upon the death of a family member. Some needs which commonly arise upon an income earner’s death are:
- Funeral and Final Expenses – Estimates vary from $5,000 to $10,000 and up. It will include cash for emergencies, probate fees and legal fees.
- Mortgage or Rent – Where would your family live? Would they stay in the same neighbourhood? Surviving family members have to live somewhere.
- Education Costs – Education costs are currently running as much as $5,000 per year for just tuition costs and up to $12,000 per year and more for students attending university or college away from home.
- Survivors' Income – What will the surviving family members have to live on if the wage earner’s income stops? Would the surviving spouse continue or be forced to return to work? What about the costs of childcare?
For more information please feel free to contact our office